Navan vs SAP Concur
Choose Navan if you want travel booking and expense management with a published free tier for eligible companies; choose SAP Concur if you also need invoice automation or prefer expense pricing based on reports submitted. Both offer travel booking, expense management, mobile apps, and integrations. The deciding differences are what each vendor includes in its plans and how it charges for expense management.
Last updated October 26, 2026.
At a glance
| Dimension | Navan | SAP Concur |
|---|---|---|
| Entry expense price | First 5 monthly expensing users free; then $15 per user per month | Base from $7 per report; Plus from $11 per report |
| Travel pricing | Free for eligible companies with up to 300 employees | Concur Travel listed in custom-priced Premium plan |
| Plan and user limits | Business: up to 300 employees; Enterprise: unlimited travelers and expensing users | Unlimited users on Base, Plus, and Premium |
| Invoice management | Not published | Concur Invoice for accounts payable automation |
| Corporate cards | Navan corporate cards and eligible existing Visa, Mastercard, or American Express cards | Bank card feeds and purchasing-card reconciliation |
| Integrations | 30+ HRIS integrations; ERP integrations and APIs | 300+ integrations, connectors, and partner applications; open APIs |
| SAP ERP integration | Not published | SAP ERP and SAP S/4HANA integrations |
| Travel booking | Flights, hotels, rental cars, and trains | Flights, hotels, rental cars, and rail |
| Mobile platforms | iOS and Android | iOS and Android |
| Support | 24/7 travel agents on Business; dedicated customer success manager on Enterprise | User Support Desk included in Plus and Premium |
| Getting started | Business self-service signup; Enterprise price quote | Base and Plus buy-now options; Premium price quote |
Scroll the table sideways to compare each row.
Which should you choose?
Choose Navan if
- Companies with up to 300 employees seeking a free travel tier
- Teams with five or fewer monthly expensing users
- Businesses that want to issue Navan corporate cards or connect eligible existing cards
- Travelers who need 24/7 agent support with the Navan Business plan
Choose SAP Concur if
- Finance teams that need invoice and accounts payable automation
- Businesses that prefer expense pricing per report rather than per active expensing user
- Organizations seeking integrations with SAP ERP or SAP S/4HANA
- Teams that need unlimited users on a published expense plan
The verdict
Navan is the better fit for a company with up to 300 employees that wants to start booking travel without a platform fee and has a small number of monthly expensing users. SAP Concur is the better fit for a buyer who needs accounts payable automation alongside travel and expenses, or wants an expense plan priced per report with unlimited users. Compare the features included in a quoted plan before committing: SAP Concur lists Concur Travel in its custom-priced Premium plan, while Navan quotes its Enterprise plan separately.
Navan vs SAP Concur: common questions
- Are Navan and SAP Concur still available to buy?
- Yes. Navan offers self-service signup for its Business plan and quotes for Enterprise. SAP Concur offers buy-now options for its Base and Plus expense plans and quotes for Premium.
- Is Navan free while SAP Concur is paid?
- Navan Travel has no platform fee for eligible companies with up to 300 employees. Navan Expense is free for the first five monthly expensing users, then costs $15 per user per month. SAP Concur lists Base from $7 per expense report, Plus from $11 per report, and custom pricing for Premium.
- Does SAP Concur include travel booking in its entry plans?
- SAP Concur lists Concur Expense in Base and Plus. Its pricing page lists Concur Travel in the custom-priced Premium plan.
- Which product handles supplier invoices?
- SAP Concur offers Concur Invoice for accounts payable automation. Navan publishes travel and employee expense capabilities but does not publish a comparable supplier-invoice management product.
- Can either product use our existing corporate cards?
- Navan says it can connect eligible existing Visa, Mastercard, and American Express corporate cards. SAP Concur publishes bank card feeds and purchasing-card reconciliation capabilities. Confirm compatibility with your specific card program before buying.
- Do Navan and SAP Concur have mobile apps?
- Yes. Both vendors publish iOS and Android mobile apps for travel and expense tasks. Available actions depend on the products and services your company uses.
- Which product integrates with SAP systems?
- SAP Concur publishes integrations with SAP ERP and SAP S/4HANA. Navan publishes ERP integrations and APIs, but does not identify SAP ERP integration in the vendor material reviewed for this comparison.
- What support do travelers get?
- Navan includes 24/7 travel agents in its Business plan. SAP Concur includes its User Support Desk in Plus and Premium; buyers should confirm the travel support arrangements for their chosen configuration.