Zyphe vs Sumsub
Choose Zyphe if decentralized identity storage and itemized pay-per-check pricing matter most; choose Sumsub if you need native mobile SDKs and a wider published integrations marketplace. Both offer identity and business verification, AML capabilities, and reusable KYC. The deciding differences are how they handle identity data, how they charge, and the integration options they publish.
Last updated October 31, 2026.
At a glance
| Dimension | Zyphe | Sumsub |
|---|---|---|
| Identity data storage | Documents and biometrics stored in end-user vaults | Applicant data managed through the Sumsub Dashboard |
| ID and liveness price | $0.30 per verification | Basic: $1.35 per verification; Compliance: $1.85 |
| Monthly commitment | Not published | Basic: $149 minimum; Compliance: $299 minimum |
| Starting credit or trial | One-time $25 signup credit, subject to verification | 14-day trial with 50 free checks |
| Verification platforms | Hosted web links and embedded browser SDK | Verification links, WebSDK, and iOS and Android SDKs |
| Developer integration | API, webhooks, and Node.js SDK | REST API, webhooks, and web and mobile SDKs |
| Ready-made integrations | SPID and CIE identity providers documented | Integrations marketplace includes Salesforce and HubSpot |
| AML screening price | $0.20 per screening | Included in Compliance plan |
| Proof of address price | $0.20 per check | Included in Compliance plan |
| Business verification | KYB software and company investigations | Business Verification on Custom plan |
| Transaction monitoring | $0.02 per transaction | Available on Custom plan |
| Reusable identity | KYC Passport reusable credentials | Sumsub ID and Reusable KYC |
Scroll the table sideways to compare each row.
Which should you choose?
Choose Zyphe if
- Teams prioritizing end-user vault storage for identity documents and biometrics
- Teams buying separately priced ID, AML, address, wallet, or transaction checks
- Teams using hosted verification links or an embedded browser flow
- Teams seeking separately priced AI compliance investigations
Choose Sumsub if
- Teams embedding verification in native iOS or Android apps
- Teams seeking published connectors for tools such as Salesforce and HubSpot
- Teams wanting a bundled ID and liveness verification plan
- Teams evaluating fraud prevention, Travel Rule, and transaction monitoring alongside verification
The verdict
Zyphe is the better fit for teams that want identity documents and biometrics stored in end-user vaults rather than a central Zyphe database, with separate published rates for individual checks. Sumsub is the better fit for teams building verification into native mobile apps or connecting it to existing business tools. Compare the checks and monthly volume you actually need: Zyphe lists per-check rates, while Sumsub’s Basic and Compliance plans carry monthly minimum commitments.
Zyphe vs Sumsub: common questions
- Is Zyphe or Sumsub the better fit for a native mobile app?
- Sumsub publishes native iOS and Android verification SDKs. Zyphe documents hosted web links and an embedded browser SDK; buyers needing a native Zyphe SDK should confirm availability with Zyphe.
- How do Zyphe and Sumsub charge for ID and liveness checks?
- Zyphe lists ID plus liveness at $0.30 per verification. Sumsub lists $1.35 per verification on Basic and $1.85 on Compliance, with monthly minimum commitments of $149 and $299 respectively.
- Do Zyphe and Sumsub offer a way to test before paying?
- Zyphe advertises a one-time $25 signup credit after approved business verification or successful payment-method verification. Sumsub offers a 14-day trial with 50 free checks.
- Which product is suited to minimizing centrally stored identity documents?
- Zyphe says it processes identity documents and biometrics transiently, then stores them encrypted in the end user's vault rather than a central Zyphe database. Buyers should assess each vendor’s data handling against their own retention requirements.
- Can both Zyphe and Sumsub verify businesses?
- Yes. Zyphe offers KYB software and separately priced company and beneficial-ownership investigations. Sumsub offers Business Verification, listed under its Custom plan.
- Do both products provide AML screening?
- Yes. Zyphe lists AML screening at $0.20 per screening. Sumsub lists AML screening in its Compliance plan, priced at $1.85 per user verification with a $299 monthly minimum commitment.
- Can Zyphe and Sumsub connect to existing systems?
- Both publish APIs and webhooks. Zyphe documents an embedded browser SDK and SPID and CIE identity-provider integrations; Sumsub publishes web and mobile SDKs plus an integrations marketplace that includes Salesforce and HubSpot.
- Do Zyphe and Sumsub support reusable KYC?
- Yes. Zyphe offers reusable credentials through KYC Passport, while Sumsub lists Sumsub ID and Reusable KYC in its verification offering.