Betterment at Work

New client accounts only. Save up to $1,000 on a Betterment 401(k) Setup Fee.

Managing a 401(k) is challenging. That’s why Betterment at Work makes it simple for employers to offer a modern 401(k). From ongoing administrative support & investment management, tailored plan design and streamlined payroll integrations – we do the heavy lifting so you don’t have to. 

Give your employees access to an easy-to-use, automated investing & retirement savings solution with Betterment at Work’s customizable portfolios, personalized financial guidance, ability to link to external accounts and various complementary wealth-building, savings, and investing tools – all accessible through our mobile app. 

With Betterment at Work, your 401(k) can also be enhanced with new features like offering a 401(k) match on student loan payments as well as additional financial benefits like our 529 Education Savings & 1:1 Financial Coaching benefits*. With this modern mix of 401(k) and financial wellness benefits, as well as accessible education and tools, Betterment at Work can help you attract & retain happy employees while providing benefits they need to work towards their financial goals.

*529 accounts and their plans are held and managed by program administrators and managers outside of Betterment. 529s, and Financial Coaching services are only available as part of a bundled offering with a Betterment 401(k) in the Pro or Flagship plan; additional fees apply for use in the Pro plan, services not available in the Essential plan.

• Customizable 401(k) plan design with auto-enrollment and auto-escalation, and flexible plan design features such as vesting, new comparability, and more
• 150+ payroll integrations with top payroll providers like Rippling, Gusto, TriNet, and others
• Administrative, compliance, and investment support as a part of serving as your 3(38) and limited 3(16) fiduciary.
• Additional financial benefits available to pair with your 401(k), like 529 Education Savings, and 1:1 Financial Coaching
• Intuitive mobile app so you employees can manage their 401(k) and various financial goals on the go
• Robust participant engagement program so your employees have guidance on how to maximize their Betterment 401(k) through webinars, videos, and more
• Service & support for you and your employees from onboarding to engagement
• Transparent pricing so you know what you are paying for