New client accounts only. Save up to $1,000 on a Betterment 401(k) Setup Fee.

Managing a 401(k) is challenging. That’s why Betterment at Work makes it simple for employers to offer a modern 401(k). From ongoing administrative support & investment management, tailored plan design and streamlined payroll integrations – we do the heavy lifting so you don’t have to. 

Give your employees access to an easy-to-use, automated investing & retirement savings solution with Betterment at Work’s customizable portfolios, personalized financial guidance, ability to link to external accounts and various complementary wealth-building, savings, and investing tools – all accessible through our mobile app. 

With Betterment at Work, your 401(k) can also be enhanced with new features like offering a 401(k) match on student loan payments as well as additional financial benefits like our Student Loan Management, 529 Education Savings & 1:1 Financial Coaching benefits*. With this modern mix of 401(k) and financial wellness benefits, as well as accessible education and tools, Betterment at Work can help you attract & retain happy employees while providing benefits they need to work towards their financial goals.

*Student Loan Management by Betterment at Work (“SLM”) is provided in partnership with Spinwheel. 529 accounts and their plans are held and managed by program administrators and managers outside of Betterment. SLM, 529s, and Financial Coaching services are only available as part of a bundled offering with a Betterment 401(k) in the Pro or Flagship plan; additional fees apply for use in the Pro plan, services not available in the Essential plan.

• Customizable 401(k) plan design with auto-enrollment and auto-escalation, and flexible plan design features such as vesting, new comparability, and more
• Payroll integrations with top payroll providers like Gusto, TriNet, and others
• Administrative, compliance, and investment support as a part of serving as your 3(38) and limited 3(16) fiduciary.
• Additional financial benefits available to pair with your 401(k), like Student Loan Management, 529 Education Savings, and 1:1 Financial Coaching
• Intuitive mobile app so you employees can manage their 401(k) and various financial goals on the go
• Robust participant engagement program so your employees have guidance on how to maximize their Betterment 401(k) through webinars, videos, and more
• Service & support for you and your employees from onboarding to engagement
• Transparent pricing so you know what you are paying for