Brex Banking vs Airbase
Choose Brex Banking if you need a business account alongside cards and bill pay; choose Airbase if your priority is procurement, approvals, and accounts payable automation. The products overlap on spend management, but Airbase is now part of Paylocity for Finance, while Brex offers checking, treasury, and a cash-sweep vault.
Last updated November 1, 2026.
At a glance
| Dimension | Brex Banking | Airbase |
|---|---|---|
| Primary focus | Business account with integrated bill pay | Procure-to-pay spend management |
| Business account | Checking, treasury, and vault | Not published |
| Treasury option | Money market fund; variable yield | Not published |
| Deposit protection | Up to $6 million FDIC coverage through vault program banks | Not published |
| Procurement | Smart Card controls and custom approvals | Guided Procurement with purchase approvals |
| Plans and price | Essentials $0/user/month; Premium $12/user/month; Enterprise custom | Standard, Premium, and Enterprise; request a quote |
| Published plan sizes | Not published | Standard up to about 200; Premium 500; Enterprise 10,000 employees |
| Accounts payable | Automated bill pay | Invoice processing, approval, and payments |
| Corporate cards | Global corporate cards | Physical and virtual cards; supported third-party cards |
| Accounting integrations | NetSuite, QuickBooks Online, Sage Intacct, Xero | NetSuite, QuickBooks, Sage Intacct |
| Access | Web dashboard and mobile app | Web and mobile app |
| Support | 24/7 live support | Email and logged-in support requests |
Scroll the table sideways to compare each row.
Which should you choose?
Choose Brex Banking if
- Companies that need business checking and integrated bill pay
- Teams that want access to a money market treasury option
- Startups seeking a published $0-per-user entry plan
Choose Airbase if
- Finance teams prioritizing guided procurement
- Organizations with complex purchase approval workflows
- Buyers seeking modular AP, expenses, procurement, and cards
The verdict
Brex Banking is the better fit when managing company cash is the deciding factor: its business account combines checking with optional treasury and vault services. Airbase is the better fit when the deciding factor is controlling purchases from request through payment, especially for a team seeking guided procurement and configurable approvals. Buyers seeking Airbase should expect to evaluate its current offering through Paylocity for Finance.
Brex Banking vs Airbase: common questions
- Is Airbase still available after its acquisition?
- Yes. Airbase’s website still offers demos and quotes, while Paylocity markets the integrated spend management offering as Paylocity for Finance.
- Can Airbase replace a Brex business account?
- Airbase publishes procurement, accounts payable, expense management, and card capabilities, but does not publish a comparable checking, treasury, and vault business account.
- Which is better for procurement?
- Airbase is the more direct fit for guided procurement, with published purchase approval workflows. Brex publishes Smart Card purchasing controls and custom approvals.
- Do Brex Banking and Airbase both handle bills?
- Yes. Brex includes automated bill pay with its business account, while Airbase publishes invoice processing, approvals, and multiple payment methods as part of its accounts payable offering.
- How do their published prices compare?
- Brex lists Essentials at $0 per user per month, Premium at $12 per user per month, and custom Enterprise pricing. Airbase lists Standard, Premium, and Enterprise packages but asks buyers to request a quote.
- Does Brex’s treasury yield have FDIC insurance?
- No. Brex says treasury funds are invested in a money market fund and are not FDIC-insured. Its separate vault service sweeps eligible funds to program banks for up to $6 million in FDIC coverage, subject to conditions.
