NachoNacho
NachoNacho

Warp vs Justworks

Choose Warp if you want payroll and HR built around automated tax administration; choose Justworks if you want a lower-priced payroll entry point or the option of a PEO with human HR support. Both offer payroll, benefits, onboarding, and integrations, but their plans differ substantially in how much they include and how they handle employer responsibilities.

Last updated October 26, 2026.

At a glance

Warp compared with Justworks, one row per dimension
DimensionWarpJustworks
Service modelPayroll, HR, benefits, and automated tax administrationStandalone payroll or PEO co-employment
Starting priceStarter: $35/person/month plus $89/month platform feePayroll: $8/employee/month plus $50/month base fee
Higher-tier pricingPro: $50/person/month plus $129/month platform feePEO Basic: $79/employee/month; Plus: $124/employee/month
Tax administrationAutomatic state registration and filing; AI notice resolution on ProAutomated tax filings; PEO tax and compliance support
State coverageStarter: up to 3 states; Pro: all 50 statesMulti-state payroll; state cap not published
Health benefitsMedical, dental, and vision available on all plansPEO Plus benefits administration; Payroll insurance add-on
International hiringContractor payments in 200+ countriesContractors in 60+ countries; EOR at $599/employee/month
Time tracking$5/tracked person/month add-on$8/active user/month add-on
IntegrationsQuickBooks, Xero, Slack; ATS on ProQuickBooks and Xero; additional integrations vary by plan
Developer accessREST API, CLI, and MCP on Starter and ProNot published
SupportStandard on Starter; dedicated on ProExpert support on Payroll; 24/7 support on PEO
PlatformsWeb platform; mobile and web time clockWeb platform; employee mobile app

Scroll the table sideways to compare each row.

Which should you choose?

Warp logo

Choose Warp if

  • Teams prioritizing automated state tax account setup and filing
  • Employers wanting AI tax-notice resolution on a Pro plan
  • Teams seeking included API, CLI, and MCP access
  • Businesses paying contractors in many countries
See Warp
Justworks logo

Choose Justworks if

  • Businesses seeking a lower-priced standalone payroll plan
  • Teams that want the option of PEO co-employment
  • Employers seeking HR consulting through a PEO plan
  • Businesses hiring international employees through an EOR
See Justworks — 25% CASHBACK

The verdict

The deciding factor is whether you want Warp’s automation-led payroll platform or Justworks’ choice between standalone payroll and PEO service. Warp is a better fit for teams prioritizing automatic state tax registration and, on Pro, AI tax-notice resolution. Justworks is a better fit for teams seeking an $8-per-employee payroll plan or a PEO that shares specified employer responsibilities and provides HR consulting.

Warp vs Justworks: common questions

Is Warp or Justworks cheaper to start?
Justworks publishes a lower starting software price: its Payroll plan is $8 per employee per month plus a $50 monthly base fee. Warp Starter is $35 per person per month plus an $89 monthly platform fee. The plans include different services, so compare the features and add-ons your team needs.
Does either product offer a PEO?
Justworks offers PEO Basic and PEO Plus, which use a co-employment arrangement, as well as a separate standalone Payroll plan. Warp presents its service as a payroll and HR platform rather than a PEO plan.
Which handles state payroll tax setup?
Warp publishes automatic state tax account setup and tax filing, with Starter covering up to three states and Pro covering all 50. Justworks publishes multi-state payroll and automated tax filings; its Payroll service uses the employer’s own tax accounts.
Can Warp and Justworks resolve tax notices automatically?
Warp lists AI tax-notice auto-resolution on Pro and Enterprise. Justworks publishes payroll tax and compliance support, but does not publish an equivalent AI tax-notice auto-resolution feature.
How do benefits differ?
Warp lists access to medical, dental, and vision benefits across its plans, with insurance premiums charged separately. Justworks offers benefits through its PEO plans and lists health insurance as an additional $8 per benefits-eligible employee per month on its Payroll plan.
Can either service pay international workers?
Warp lists contractor payments in more than 200 countries. Justworks lists international contractor payments in more than 60 countries at $39 per paid contractor per month and an employer-of-record service for international employees at $599 per employee per month.
Do Warp and Justworks charge extra for time tracking?
Yes. Warp lists time tracking at $5 per tracked person per month. Justworks lists advanced time tracking at $8 per active user per month.
Which integrations are available?
Both vendors publish QuickBooks and Xero integrations. Warp also lists Slack and includes REST API, CLI, and MCP access on Starter and Pro. Justworks publishes other integrations, including hiring and account-management tools, with availability varying by plan.