Revolut Business vs Airwallex
Choose Revolut Business if you want a plan with unlimited team members and published monthly FX allowances; choose Airwallex if you want a free entry plan for up to 10 Spend users or need its global payment acceptance and billing tools. Both offer multi-currency accounts, corporate cards, expense management and accounting integrations. The deciding questions are how many people will use spend tools, how much currency you exchange, and how you collect customer payments.
Last updated October 24, 2026.
At a glance
| Dimension | Revolut Business | Airwallex |
|---|---|---|
| Plans and starting price | Basic from $10/month; Grow from $40; Scale from $140; Enterprise custom | Explore free; Grow $12 per Spend user/month plus platform fee; Accelerate custom |
| Team pricing and limits | Unlimited team members at no extra cost | Explore: 10 free Spend users; Grow: maximum 250 Spend users |
| FX pricing | Basic: $1,000/month at interbank rate; 0.6% above allowance | 0.5% above interbank for major currencies; 1% for others |
| Transfers | Basic: 10 no-fee local transfers; no no-fee international transfers | Free USD/CAD domestic transfers; local transfers to 120+ countries |
| Multi-currency accounts | Send and receive 25+ currencies | Collect and hold 20+ currencies |
| Corporate cards | Physical and virtual cards; 30 new virtual cards per 30 days | Unlimited multi-currency corporate cards |
| Spend and bill tools | Expenses on Basic; bills and purchase orders from Grow | Expenses and bill pay on Explore; purchase orders from Grow |
| Customer billing | Invoices and subscriptions with a Merchant account | Invoices, subscriptions and usage-based billing |
| Integrations | Xero, QuickBooks, NetSuite and HR integrations | Xero and QuickBooks on Explore; NetSuite and HRIS from Grow |
| APIs | Business API from Grow | FX and transfer API; custom embedded-finance pricing |
| Platforms | Web and mobile apps | Web app; mobile expense submissions and approvals |
| Support | 24/7 chat on all plans; account manager on Enterprise | Email support on all plans; account manager on Accelerate |
Scroll the table sideways to compare each row.
Which should you choose?
Choose Revolut Business if
- Teams needing unlimited members without a per-person charge
- Businesses that can plan around published monthly FX allowances
- Companies wanting 24/7 support chat on every plan
- Teams using physical cards alongside virtual cards and spend controls
Choose Airwallex if
- Businesses with up to 10 Spend users seeking a free entry plan
- Merchants accepting local payment methods across markets
- Companies managing subscription or usage-based billing
- Teams needing local transfers to 120+ countries
The verdict
Revolut Business is the better fit for teams that value unlimited team access and can choose a plan around their expected FX and transfer volume. Airwallex is the better fit for a small spend team seeking a free entry plan, or a business that needs access to 160+ local payment methods and subscription or usage-based billing. Compare the transaction fees and the features included in the plan you would actually use; neither is the better choice for every business.
Revolut Business vs Airwallex: common questions
- Does either Revolut Business or Airwallex have a free plan?
- Airwallex lists Explore as free with up to 10 free Spend users. Revolut Business lists Basic from $10 per month; it does not list a free US Business plan.
- How do Revolut Business and Airwallex charge for team members?
- Revolut Business lists unlimited team members at no extra cost on all its plans. Airwallex includes up to 10 free Spend users on Explore; Grow costs $12 per Spend user per month plus a platform fee based on team size and supports up to 250 Spend users.
- Which has lower foreign exchange fees?
- Neither has a universally lower FX cost. Revolut Business includes a monthly interbank-rate exchange allowance that varies by plan and charges 0.6% above it, plus 1% for exchanges outside market hours. Airwallex lists 0.5% above interbank for major currencies and 1% for other currencies.
- Can both products handle international transfers?
- Yes. Revolut Business includes no no-fee international transfers on Basic, five per month on Grow and 25 on Scale; its published fee outside the allowance is $5, with separate terms for certain SWIFT transfers. Airwallex lists local transfers to 120+ countries and SWIFT transfers to 200+ countries, with published SWIFT fees of $15–$25 per transfer.
- Do both products provide corporate cards and expense management?
- Yes. Revolut Business includes physical and virtual corporate cards and expenses on Basic, with bills and purchase orders from Grow. Airwallex includes multi-currency corporate cards, expenses and bill pay on Explore, with purchase orders from Grow.
- Which is better suited to collecting customer payments?
- Airwallex is the more relevant comparison for a business that specifically needs its published support for 160+ local payment methods and usage-based billing. Revolut Business also offers payment links, invoices and subscription tools; card-based invoice payments require an active Merchant account.
- Do Revolut Business and Airwallex integrate with accounting software?
- Yes. Both publish Xero and QuickBooks integrations. Revolut Business also lists NetSuite among its integrations; Airwallex includes Xero and QuickBooks on Explore and lists NetSuite and Dynamics 365 Business Central from Grow.
- What support does each product publish?
- Revolut Business lists 24/7 support chat on every plan and account management on Enterprise. Airwallex lists help articles and email support on every plan, with a dedicated account manager and onboarding support on Accelerate.