Multiplier vs Thera
Choose Multiplier if your priority is international employment with published plan prices and dedicated global payroll; choose Thera if you want US payroll and business finance tools alongside global hiring. Both offer employer-of-record services and contractor management. The deciding questions are which workflows you need in one platform and whether you want published starting fees or a tailored quote.
Last updated October 26, 2026.
At a glance
| Dimension | Multiplier | Thera |
|---|---|---|
| US payroll | Standalone 50-state payroll: Not published | Full-service payroll in all 50 states |
| Business finance tools | Standalone invoicing and payables: Not published | Invoicing, payables, and business banking |
| EOR starting price | $459 per person/month, billed annually | From $199 advertised; billing period not stated |
| Contractor management price | $40 per contractor/month, billed annually | Custom quote |
| Global payroll price | From $20 per person/month, billed annually | Not published |
| EOR country coverage | 160+ countries | 150+ countries |
| Immigration support | Visa support in 140+ countries | Immigration guidance from local experts |
| Integrations | Workday, BambooHR, HiBob, Personio | QuickBooks and named benefits providers |
| API | Open APIs in EOR Growth plan | Payroll workflow API |
| Support | 24/5 local HR and legal support for EOR | Dedicated Slack channel; 24/7 availability |
| Contractor payouts | Multiple currencies and select cryptocurrencies | 130+ currencies |
| EOR plans | Core, Growth, and custom-priced Enterprise | Custom quote |
Scroll the table sideways to compare each row.
Which should you choose?
Choose Multiplier if
- Teams seeking published EOR plan prices
- Companies running payroll across countries
- Businesses seeking visa support in 140+ countries
- Teams paying contractors in multiple currencies or select cryptocurrencies
Choose Thera if
- US employers needing payroll in all 50 states
- Teams combining hiring with invoicing and payables
- Buyers who prefer a tailored payroll quote
- Teams seeking a dedicated Slack support channel
The verdict
Multiplier is the better fit for teams comparing defined EOR tiers, paying contractors internationally, or running global payroll as a separate service. Thera is the better fit for teams that want US payroll, invoicing, and payables alongside EOR and contractor services. Multiplier publishes per-person starting fees; Thera’s main pricing page asks buyers to request a quote, though an EOR page advertises a $199 starting price without specifying its billing period.
Multiplier vs Thera: common questions
- What is the main difference between Multiplier and Thera?
- Multiplier focuses on international employment, contractor services, and global payroll, with published EOR tiers. Thera combines EOR and contractor management with US payroll, invoicing, payables, and business banking.
- How do Multiplier and Thera price employer-of-record services?
- Multiplier’s EOR Core plan starts at $459 per person per month when billed annually. Thera requests a custom quote on its main pricing page; a separate EOR page advertises prices starting at $199 but does not specify a billing period.
- How much does contractor management cost?
- Multiplier lists contractor management at $40 per contractor per month when billed annually. Thera lists contractor management but asks buyers to request a quote.
- Which offers payroll for US employees?
- Thera publishes full-service US payroll in all 50 states, including automated federal, state, and local taxes. Multiplier does not publish a comparable standalone 50-state payroll offering.
- Can both products hire employees internationally without setting up an entity?
- Yes. Both offer employer-of-record services for international hiring. Multiplier states coverage in 160+ countries, while Thera states coverage in 150+ countries; availability for a particular hire should be confirmed with the vendor.
- Which integrations do Multiplier and Thera name?
- Multiplier names HR integrations including Workday, BambooHR, HiBob, and Personio. Thera names QuickBooks and benefits-provider integrations; its platform page marks Xero as coming soon.
- What immigration help do they offer?
- Multiplier advertises visa support in 140+ countries. Thera includes immigration and guidance from local experts in its EOR offering but does not publish an immigration-specific country count on its pricing page.
- What support can buyers expect?
- Multiplier advertises 24/5 support from local HR and legal experts for EOR customers. Thera advertises a dedicated Slack channel, onboarding help, and 24/7 availability.