Is this comparison worth considering?

Yes. Graphite and Bookkeeper360 both currently offer outsourced bookkeeping or accounting alongside tax, strategic finance, payroll, and HR services. They differ meaningfully in starting prices, contract terms, and client software.

Which costs less to start for bookkeeping?

Bookkeeper360 publishes bookkeeping from $400 per month, while Graphite publishes accounting from $1,500 per month. Both price services according to the work required, so a final quote may differ from the starting price.

Can I use either provider month to month?

Bookkeeper360 offers month-to-month and annual options. Graphite states a six-month term for core services and a 12-month term for tax.

Do Graphite and Bookkeeper360 offer fractional CFO support?

Yes. Graphite lists finance and FP&A from $2,000 per month, including strategic fractional CFO support. Bookkeeper360 lists fractional CFO services from $1,600 per month.

Which has a client-facing mobile app?

Bookkeeper360 publishes a web, iOS, and Android app and includes its software with service plans. Graphite says it generally works within clients' existing systems; it does not publish a comparable client-app offering.

Can either provider handle weekly bookkeeping?

Bookkeeper360 offers monthly or weekly bookkeeping and lists a weekly cadence from $600 per month. Graphite describes a structured monthly accounting close; a weekly bookkeeping option is not published.

Do they work with QuickBooks and Xero?

Bookkeeper360 says its app integrates with QuickBooks and Xero. Graphite says it generally works in clients' existing systems and describes a QuickBooks Online workflow; buyers using Xero should confirm their proposed Graphite setup.

What should I budget for setup?

Graphite charges a one-time onboarding fee quoted during the sales process. Bookkeeper360 lists setup and prior-bookkeeping projects from $1,000.

Graphite vs Bookkeeper360

Choose Graphite if your growing startup needs an outsourced team focused on accrual accounting and investor-ready finance; choose Bookkeeper360 if you want a lower published starting price, month-to-month service, or a web and mobile app. Both currently offer bookkeeping, tax, strategic finance, payroll, and HR services, but their pricing and delivery models differ.

Last updated October 27, 2026.

At a glance

Graphite compared with Bookkeeper360, one row per dimension
Dimension	Graphite	Bookkeeper360
Bookkeeping starting price	Accounting from $1,500 per month	Bookkeeping from $400 per month
Contract term	Six months for core services; 12 months for tax	Month-to-month and annual options
Client platform	Works in clients' existing systems	Included web, iOS, and Android app
Finance starting price	Finance from $2,000 per month	Fractional CFO from $1,600 per month
Tax starting price	Tax from $400 per month	Business returns from $1,200 per year
Onboarding and cleanup	One-time onboarding fee quoted per engagement	Setup and prior bookkeeping from $1,000
Primary customer focus	Venture-backed startups and growing companies	Startups and established businesses
Bookkeeping cadence	Monthly close	Monthly or weekly close
Accounting basis	GAAP-compliant accrual accounting	Cash or accrual bookkeeping
Published integrations	QuickBooks Online; Ramp Stack rollout	App integrates with QuickBooks, Xero, and Gusto
Client support	Service lead and customer success specialist	Dedicated U.S.-based team; unlimited account-team support
Payroll and HR starting prices	Payroll from $500 per month; HR from $700 per month	Payroll from $200 per month; HR advisory from $750 per month

Scroll the table sideways to compare each row.

Which should you choose?

Choose Graphite if

Venture-backed startups preparing investor reporting
Teams seeking GAAP accrual accounting and a monthly close
Companies needing financial modeling and board-reporting support
Businesses wanting one provider across accounting, finance, tax, payroll, and HR

See Graphite

Choose Bookkeeper360 if

Businesses seeking bookkeeping from $400 per month
Buyers who prefer a month-to-month option
Teams wanting a web, iOS, and Android financial app
Businesses that need weekly bookkeeping as an option

See Bookkeeper360

The verdict

The deciding factors are the scope of finance support, starting cost, and commitment. Graphite is a better fit for a venture-backed company seeking a coordinated accounting and FP&A team and willing to take a six-month core-service term. Bookkeeper360 is a better fit for a business that wants to start with bookkeeping, choose a monthly or weekly close, and retain a month-to-month option.