# Multiplier vs Thera

Source: https://nachonacho.com/compare/multiplier-vs-thera

Choose Multiplier if your priority is international employment with published plan prices and dedicated global payroll; choose Thera if you want US payroll and business finance tools alongside global hiring. Both offer employer-of-record services and contractor management. The deciding questions are which workflows you need in one platform and whether you want published starting fees or a tailored quote.

## At a glance

| | Multiplier | Thera |
| --- | --- | --- |
| US payroll | Standalone 50-state payroll: Not published | Full-service payroll in all 50 states |
| Business finance tools | Standalone invoicing and payables: Not published | Invoicing, payables, and business banking |
| EOR starting price | $459 per person/month, billed annually | From $199 advertised; billing period not stated |
| Contractor management price | $40 per contractor/month, billed annually | Custom quote |
| Global payroll price | From $20 per person/month, billed annually | Not published |
| EOR country coverage | 160+ countries | 150+ countries |
| Immigration support | Visa support in 140+ countries | Immigration guidance from local experts |
| Integrations | Workday, BambooHR, HiBob, Personio | QuickBooks and named benefits providers |
| API | Open APIs in EOR Growth plan | Payroll workflow API |
| Support | 24/5 local HR and legal support for EOR | Dedicated Slack channel; 24/7 availability |
| Contractor payouts | Multiple currencies and select cryptocurrencies | 130+ currencies |
| EOR plans | Core, Growth, and custom-priced Enterprise | Custom quote |

## Which to choose

### Choose Multiplier if

- Teams seeking published EOR plan prices
- Companies running payroll across countries
- Businesses seeking visa support in 140+ countries
- Teams paying contractors in multiple currencies or select cryptocurrencies

### Choose Thera if

- US employers needing payroll in all 50 states
- Teams combining hiring with invoicing and payables
- Buyers who prefer a tailored payroll quote
- Teams seeking a dedicated Slack support channel

## Verdict

Multiplier is the better fit for teams comparing defined EOR tiers, paying contractors internationally, or running global payroll as a separate service. Thera is the better fit for teams that want US payroll, invoicing, and payables alongside EOR and contractor services. Multiplier publishes per-person starting fees; Thera’s main pricing page asks buyers to request a quote, though an EOR page advertises a $199 starting price without specifying its billing period.

## Questions

### What is the main difference between Multiplier and Thera?

Multiplier focuses on international employment, contractor services, and global payroll, with published EOR tiers. Thera combines EOR and contractor management with US payroll, invoicing, payables, and business banking.

### How do Multiplier and Thera price employer-of-record services?

Multiplier’s EOR Core plan starts at $459 per person per month when billed annually. Thera requests a custom quote on its main pricing page; a separate EOR page advertises prices starting at $199 but does not specify a billing period.

### How much does contractor management cost?

Multiplier lists contractor management at $40 per contractor per month when billed annually. Thera lists contractor management but asks buyers to request a quote.

### Which offers payroll for US employees?

Thera publishes full-service US payroll in all 50 states, including automated federal, state, and local taxes. Multiplier does not publish a comparable standalone 50-state payroll offering.

### Can both products hire employees internationally without setting up an entity?

Yes. Both offer employer-of-record services for international hiring. Multiplier states coverage in 160+ countries, while Thera states coverage in 150+ countries; availability for a particular hire should be confirmed with the vendor.

### Which integrations do Multiplier and Thera name?

Multiplier names HR integrations including Workday, BambooHR, HiBob, and Personio. Thera names QuickBooks and benefits-provider integrations; its platform page marks Xero as coming soon.

### What immigration help do they offer?

Multiplier advertises visa support in 140+ countries. Thera includes immigration and guidance from local experts in its EOR offering but does not publish an immigration-specific country count on its pricing page.

### What support can buyers expect?

Multiplier advertises 24/5 support from local HR and legal experts for EOR customers. Thera advertises a dedicated Slack channel, onboarding help, and 24/7 availability.

## Product pages

- Multiplier: https://nachonacho.com/product/multiplier
- Thera: https://nachonacho.com/product/Thera