# Bill.com vs Expensify

Source: https://nachonacho.com/compare/bill-com-vs-expensify

Choose Bill.com if managing vendor payments and customer invoices is your main job; choose Expensify if employee expenses, receipts, reimbursements, and travel are the priority. Both currently offer bill pay, corporate cards, and accounting integrations, so the choice is about which workflow your team needs most.

## At a glance

| | Bill.com | Expensify |
| --- | --- | --- |
| Primary workflows | Accounts payable, accounts receivable, spend and expense | Expenses, reimbursements, travel, cards, and bill pay |
| AP and AR pricing | Essentials $49, Team $65, Corporate $89 per user/month; Enterprise custom | Bill pay and invoicing offered; team plans start at $5 per member/month |
| Expense software pricing | Spend & Expense $0 per user/month | Collect $5 per member/month; Control from $18 per member/month annually |
| Free individual plan | Not published | Free Submit workspace for individuals |
| Vendor bill payments | Bill approvals; ACH, checks, virtual cards, and other methods | Bill approvals; ACH, card, and third-party payment options |
| Employee expenses | Receipt capture, expense tracking, and reimbursements | Receipt scanning, expense reports, and reimbursements |
| Corporate cards | Physical and virtual BILL Divvy Cards | Physical and virtual Expensify Cards |
| Travel | Travel management in Spend & Expense | Travel booking and approval features |
| Accounting integrations | QuickBooks and Xero; automatic AP/AR sync from Team | QuickBooks and Xero on Collect; NetSuite and Sage Intacct on Control |
| Platforms | Browser, iOS, and Android | Browser, desktop, iOS, and Android |
| Published limits and fees | Unlimited AP document storage on Corporate; payment transaction fees apply | Unlimited SmartScans; unlimited cards |
| Support | Live chat and phone support; premium phone support on Enterprise | AI and human support; 24/7 realtime human chat |

## Which to choose

### Choose Bill.com if

- Teams centered on vendor bills and customer invoices
- Businesses wanting AP and AR alongside spend management
- Teams seeking spend and expense software without a per-user subscription fee

### Choose Expensify if

- Teams centered on employee expense reports and reimbursements
- Employees who need receipt scanning and travel booking in one app
- Individuals who need a free expense-submission plan
- Teams wanting a $5-per-member monthly Collect plan

## Verdict

Pick Bill.com when accounts payable and receivable drive the decision, particularly if you need its vendor-payment workflows alongside spend controls. Pick Expensify when employees need to capture expenses, submit reports, get reimbursed, and book travel in one app. Compare the specific plans as well as the products: Bill.com's Spend & Expense software has no per-user subscription fee, while its AP and AR plans are paid; Expensify's free Submit plan is for individuals, while team plans are paid.

## Questions

### Is Bill.com or Expensify a better fit for paying vendor bills?

Bill.com is the better fit when vendor bills are the central workflow: it offers dedicated accounts payable plans with bill entry, approvals, and multiple payment methods. Expensify also captures, approves, and pays vendor bills, but combines that workflow with employee expenses and travel.

### Which is a better fit for employee expense reports?

Expensify is the better fit when employee receipts, expense reports, reimbursements, and travel are the priority. Bill.com also offers receipt capture, expense tracking, and reimbursements through Spend & Expense.

### How do Bill.com and Expensify charge for teams?

Bill.com lists Spend & Expense at $0 per user per month and paid AP and AR plans starting at $49 per user per month; payment fees may apply. Expensify lists Collect at $5 per member per month and Control at $18 per member per month with an annual commitment, with lower eligible Control pricing tied to Expensify Card use.

### Do Bill.com and Expensify have free plans?

Bill.com lists Spend & Expense software at $0 per user per month, but its AP and AR plans are paid. Expensify offers a free Submit workspace for individuals; its Collect and Control team plans are paid.

### Do both products integrate with QuickBooks and Xero?

Yes. Bill.com publishes automatic two-way QuickBooks and Xero sync for its Team and higher AP and AR plans; Essentials uses manual CSV import and export. Expensify includes QuickBooks and Xero integrations in Collect, while its Control plan adds ERP integrations such as NetSuite and Sage Intacct.

### Can either product reimburse employees and issue corporate cards?

Yes. Bill.com Spend & Expense and Expensify both publish employee reimbursement and corporate card features. Bill.com lists physical and virtual BILL Divvy Cards; Expensify lists physical and virtual Expensify Cards.

### Can I use Bill.com and Expensify on my phone?

Yes. Both vendors publish iOS and Android apps. Bill.com offers mobile access to its AP and AR and Spend & Expense workflows; Expensify offers mobile expense, card, travel, and bill workflows.

### Does Expensify replace Bill.com for accounts receivable?

Expensify publishes invoicing and bill-pay features, so both products can handle those tasks. Bill.com offers dedicated accounts payable and receivable plans; compare the invoicing, payment, and approval workflows your team needs before treating either as a replacement.

## Product pages

- Bill.com: https://nachonacho.com/product/bill-com
- Expensify: https://nachonacho.com/product/Expensify