# Grow your cash while you sleep > Raising capital isn’t enough. Startups succeed by managing it wisely. This is why modern business banking solutions have surged in popularity, helping businesses… - **Page:** https://nachonacho.com/blog/grow-your-cash-while-you-sleep - **Author:** Andres Muñoz - **Published:** August 21, 2025 - **Updated:** August 25, 2025 - **Category:** Email Campaigns (https://nachonacho.com/blog/category/emails-blog) - **Reading time:** about 2 minutes --- Raising capital isn’t enough. Startups succeed by managing it wisely. This is why modern business banking solutions have surged in popularity, helping businesses put their cash to work, protect their runway, and streamline operations. And Brex is the most popular one. Here, you’ll find how high-growth companies manage their capital and compare it to what Brex offers + we share other tools that can make your money work harder. ## Business Banking Secrets of High-Growth Companies ## 💰 Put your cash to work from day one Most banks pay near-zero interest, and even those with “high-yield” accounts often require large minimums. Startups can’t afford idle cash. That’s why high-growth companies use yield-earning accounts from the start. With Brex, you can earn up to 4.36% on your first dollar with no minimums, no waiting period, and same-hour liquidity. So, with Brex, a balance of $5M would return $191,700 per year, assuming 90% of the funds are held in treasury. See how much your funds would return per year with this free calculator . ## 💳 Use modern checking to move faster Slow payments, wire fees, and manual invoicing create bottlenecks for startups. Modern solutions integrate AP automation and invoicing directly into your checking account. Brex lets you pay vendors with unlimited free same-day ACH, send branded invoices, and track payments in one place. ## 🔐 Protect your runway with smarter risk management Startups need more than a single checking account. They need diversification, fraud protection, and clarity on where money is stored. With Brex Vault , funds can be distributed across 24 partner banks for up to $6M in FDIC insurance, alongside enterprise-grade security features like vendor safe lists and custom approval rules. ## 🌎 Make global payments and payroll seamless As companies expand, global contractors, vendors, and employees become part of the picture, but traditional banking rarely keeps up. Brex supports payments in 60+ local currencies and integrates with leading payroll platforms. To make global payments even more efficient, check out the following tools available on the NachoNacho Marketplace: Remote (15% off) Deel (15% off) Multiplier (15% off) Thera (25% off) ## 🎁 Take advantage of rewards Through NachoNacho’s partnership with Brex , you can unlock the following exclusive perks: 50,000 points after depositing $100,000 in a Brex account 25,000 points after spending $3,000 on Brex cards $5,000 AWS credits $2,500 OpenAI credits Access to $180k+ in SaaS discounts Open a Brex account here > ## 📚 Keep learning Check out our recent NachoTuesday webinar featuring Nick Chandi , Founder of Forwardly , to learn about the biggest payment trends in 2025 and beyond. what every business needs to know. Click below to watch the full video. [Image: 📚 Keep learning] ## Save on SaaS and Services [Brex Banking S ave up to $750 Up to 75,000 Points AI-powered financial stack for startups: $6M FDIC protection, up to 4.38% yield, 100% liquidity. Diginius Insight S ave up to $1,966/year 25% Off. All Plans. Forever. Diginius Insight is an all-in-one sales and marketing platform that synergises go-to-market processes.](https://www.brex.com/product/business-account?partnerId=espm_nachonacho) [Pickaxe S ave up to $2,154/year 30% Off. All Plans. 12 Months. Build, deploy, and embed AI tools on your website, or launch them as web apps, and monetize. Taja S ave up to $1,854/year 30% Off. All Plans. Forever. Generate Shorts, clips with captions, thumbnails, and ready posts then auto-schedule to all your platforms in few clicks.](https://pickaxe.co/) [Bubble S ave up to $3,596/year 30% Off. All Subscriptions. Forever. A new way to build apps. It’s a point-and-click programming tool, for web and mobile. No prior coding experience needed. Zendesk S ave up to $5,000 6 Months Free Zendesk is a service-first CRM company with support, sales, and customer engagement products.](https://bubble.pxf.io/x944zx) ## Featured Partner Event [Image: Featured Partner Event] Best, The NachoNacho Team P.S. Join our NYC , Austin , SF , and LA .01% SaaS & AI Insider WhatsApp groups to connect with Founders, VCs, and other key industry influencers . P.P.S. SF + LA Tech Week are back! Submit your event by the August 22nd deadline to host. --- Blog index: https://nachonacho.com/blog About NachoNacho: https://nachonacho.com/llms.txt